About Layered Income
Layered Income helps retirees and people nearing retirement understand annuities before they decide. It is run by Bryan Hackett, a licensed insurance producer in Colorado.
Bryan Hackett
Licensed insurance producer in Colorado
Bryan Hackett helps people make informed decisions about retirement income and savings. He works through the details with clients, explaining how their options affect income, growth, and access to their money.
He brings 20+ years of experience in product development, including senior roles leading cybersecurity, infrastructure, and artificial intelligence product teams. His work has required evaluating complex information and weighing the trade-offs behind important decisions. He brings that same analytical approach to Layered Income.
A lifelong student of the financial markets, he holds a Bachelor of Science in Economics from Loyola Marymount University.
Why “layered” income
Retirement income usually comes from more than one place: Social Security, a pension, savings and, for some people, an annuity. Each layer works differently. Layered Income explains how those pieces can fit together, in plain English, so you can judge whether an annuity belongs in your plan.
Who we help
- People who are retired or getting close
- People researching annuities who want the basics explained clearly
- People ready to compare MYGAs, fixed annuities and fixed indexed annuities
Our Process
- Bring your questions. Think about the income you need and what you would like to understand about your options.
- Ask your questions. Schedule a review to discuss your income needs, concerns and annuity options.
- Compare your options. Bryan explains how each option works, including the trade-offs around growth and access to your money.
- Decide for yourself. The decision is yours.
Licensing and contact
Layered Income LLC is licensed in Colorado, agency license #977839. Bryan Hackett is a Colorado-licensed insurance producer.
Questions? Email info@layeredincome.com.